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Mortgage Types

Mortgage Types
MortgageTypes
Fixed

 

A fixed rate mortgage guarantees you a specific rate for a period at the beginning of your mortgage; usually 2,3 ,5 or 10 years. During this time, your rate will not change.

Variable Rates

A variable rate moves in line with the lenders standard variable rate which usually reflects any changes in the Bank of England base rates.

Tracker

 

A tracker rate is a set margin above the Bank of England base rate. If the base rate rises, so do your mortgage payments and vice versa.

Discounted

Discounted rate mortgages have a set discount off of the lender’s standard variable rate which usually reflects any changes in the Bank of England base rates

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