Most frequently asked Questions?
(click on question links below for answers OR to change faq's question list click on list to the right)

General faq's

I have been refused a mortgage due to bad credit, what does that mean?

I'm a first time buyer - What types of Mortgage are available to me?

What is a Mortgage Indemnity?

Why does a lender insist on a Mortgage valuation?

How do you find the best deal for me?

Why do I have to prove my Identity?

I have several sources of income which may be difficult to prove can you help?

Can you give me an indication of the amount of loan I can have before I have found a property to buy?

Can I buy a new home without selling my existing property?

My interest rate is coming to an end, how can you arrange a new deal and give me some surplus cash to pay off my credit cards and buy a new car?

What is the difference between re-mortgage and a second charge?

My last broker charged me a 1% arrangement fee and I was not happy with service and the property fell through - can I ask for it back?